Workers Compensation Denial: Your Right To Get The Benefits You Deserve
When you are hurt at work, the basic procedure is to report your injury to your supervisor and get the medical treatment you need as soon as possible. While the process often works smoothly, your employer or the workers compensation insurance provider can deny you benefits for a number of reasons. Even when you can't return to work, the independent medical exam may state that you are ready to work.
If you are injured, but your benefits have been denied, it's time to talk with a worker's compensation lawyer who can help you get the benefits that you are entitled to. Worker's compensation is designed to provide you with an income while you are unable to work, and you may need to fight for these benefits.
If Your Benefits are Denied
If you are denied workers compensation benefits, your first step is to learn why there was a denial. If it's a simple paperwork issue, and your employer did not report your injury to the insurer in a timely manner, it is up to your employer to straighten out the problem. If your benefits are denied because the independent medical examiner stated you can return to work, it's time to get a second opinion. You can seek a medical exam from your own provider, and if they determine you are not currently able to work, this is the proof you need to start getting benefits.
Appealing a Workers Compensation Denial
Read your denial letter thoroughly, which will describe why you were denied benefits and how you can appeal. If you aren't sure what to do when you receive the denial letter, it's time to talk with a workers compensation lawyer who can help you with the appeal process. You may need to provide additional documentation to your employer or the insurance company in order to receive benefits. When employees collect workers compensation, premiums go up for your employer. This means that your employer may do anything they can to ensure you don't get the benefits you deserve. Your employer may even try to prove that your injuries did not happen at work or that you had a preexisting condition that caused the injuries.
If you are trying to recuperate at home and you aren't getting workers compensation benefits, it's time to meet with an attorney like those at Mordhorst Law who can help you with the appeals process. You are entitled to receive income while you are recovering, even if you were initially denied benefits.